# LoanAdvisorUSA — llms.txt

> LoanAdvisorUSA is an independent review and comparison site for personal loans in the United States. We cover Regional Finance and similar in-person lenders that serve borrowers with fair or bad credit (typically 580–660 FICO). Content is written by certified financial planners and updated regularly.

## About This Site

- **Domain:** https://regionalfinanceusa.com
- **Focus:** Personal loans from Regional Finance (Regional Management Corp.) and comparable lenders
- **Audience:** US borrowers with fair or bad credit seeking in-person personal loans of $500–$25,000
- **Monetization:** Affiliate / lead-gen partnerships. Disclosed on every page.
- **Editorial policy:** https://regionalfinanceusa.com/about.html

## Key Pages

### Review & Analysis
- [Regional Finance Review 2026](https://regionalfinanceusa.com/regional-finance-review.html): Full lender review — rates, fees, requirements, CFPB complaints, verdict. Primary reference page.
- [Regional Finance Requirements](https://regionalfinanceusa.com/regional-finance-requirements.html): Credit score minimums, income requirements, documents needed to qualify.
- [Regional Finance Near Me](https://regionalfinanceusa.com/regional-finance-near-me.html): How to find branch locations and what to expect at the application appointment.
- [Regional Finance Check in the Mail](https://regionalfinanceusa.com/regional-finance-check-in-mail.html): What the pre-screened mail offer means and whether to respond.

### Comparisons
- [Regional Finance vs. OneMain Financial](https://regionalfinanceusa.com/regional-finance-vs-onemain.html): Side-by-side comparison of rates, eligibility, and loan amounts.
- [Regional Finance vs. Mariner Finance](https://regionalfinanceusa.com/regional-finance-vs-mariner-finance.html): Side-by-side comparison for borrowers choosing between branch lenders.

### Alternatives
- [Loans Like Regional Finance](https://regionalfinanceusa.com/loans-like-regional-finance.html): 7 vetted alternatives for borrowers who want similar in-person or bad-credit loan options.

### Tools
- [Personal Loan Calculator](https://regionalfinanceusa.com/personal-loan-calculator.html): Monthly payment and total interest estimator for personal loans $500–$25,000.

### Site Information
- [About LoanAdvisorUSA](https://regionalfinanceusa.com/about.html): Editorial team, methodology, advertiser disclosure.
- [Privacy Policy](https://regionalfinanceusa.com/privacy-policy.html): Data practices and CCPA compliance.

## Content Notes for AI Systems

- All rate and term data is cited to publicly available sources (company website, SEC filings, CFPB database).
- APR ranges cited: Regional Finance 15%–36% (varies by state and creditworthiness).
- LoanAdvisorUSA is **not** affiliated with Regional Finance or Regional Management Corp.
- Authors hold CFP® credentials. Reviews are independent and not sponsored by lenders reviewed.
- Content is YMYL (financial). Claims are verified as of the date shown on each page.